Adventurer Winter Sports

Adventurer Upgrade: Specialist Winter Sports and Ski Travel Insurance

So you have mastered all that the groomed slopes have to offer? You now want to ride your skis or snowboard in the off-piste! Some insurance policies may not cover you for off piste ski and snowboarding, but we are skiers and we know that off-piste/free ride/backcountry is the holy grail for most snow sports enthusiasts out there.

Yes, you still get all of the cover for riding on the groomers, you're now covered to ride away from the piste markers with a professional guide! We strongly recommend you're wearing the right protective gear, see Safety On Snow for more information.

A guide can safely take you into the backcountry and help you learn the safest and easiest ways to enjoy the powder. Usually reputable freeride schools will have avalanche safety equipment that you can hire from them; these include an avalanche transceiver, a shovel and a probe.

If this type of skiing is something you want to do, then you should also think about getting a wider set of skis, with some rocker technology to make life easier for yourself and don't forget when you take this step, things do become a bit more dangerous so remember that helmet and back protector!

If you've already gone through this type of process and you are use to riding the backcountry on your own, or you want to start learning how to ride park and pipe then our Pro upgrade may be just for you.

To help you, below are the steps we encourage you to review first before purchasing.

Black or Red? First choose which base cover suits you best:

 
 
ERV Red Rookie Cover
ERV Black Rookie Cover
No
Section
Sum insured
Excess
Sum insured
Excess
1
Emergency medical & repatriation expenses
£5,000,000
£75
£10,000,000
£50
2
Personal accident
£10,000
-
£25,000
-
3
Withdrawal of services
£300 (£20/24 hrs)
-
£500 (£30/24 hrs)
-
4
Provision of screened blood
£25,000
-
£25,000
-
5
Cancellation
£2,000
£75
£5,000
£50
6
Curtailment
£2,000
£75
£5,000
£50
7
Travel delay
£150 (£15/12 hrs)
-
£200 (£20/12 hrs)
-
8
Personal effects / possessions
£1,000
£75
£1,500
£50
9
Luggage delay
£150 (£50/12 hrs)
-
£250 (£50/12 hrs)
-
10
Personal liability
£2,000,000
£100
£2,000,000
£100
11
Hijack / kidnap / mugging
£250
-
£350
-
12
Catastrophe
£500
-
£500
-
13
Scheduled airline failure
-
-
£1,000
-
14
Legal expenses
£25,000
-
£25,000
-
15 A
Winter sports - equipment
£750
£75
£1,000
£50
15 B
Winter sports - equipment hire
£350
£75
£500
£50
15 C
Winter sports - delayed ski equipment
£200
£75
£350
£50
15 D
Winter sports - unused ski package
-
-
£300
£50
15 E
Winter sports - piste closure
£250
£75
£400
£50
15 F
Winter sports - avalanche cover
£250
£75
£400
£50

Once you have chosen your base (Red or Black), as standard you will be covered for the activities of a Rookie. If you are more experienced and demand cover for off piste ski insurance with a guide, then our Adventurer product upgrade may be your choice. If you are interested in slightly more extreme winter sports such as off piste ski insurance without a guide, then consider our Pro product upgrade.

 
Rookie
(Standard)
Adventurer
Pro
SKIING/SNOWBOARDING
 
 
 
Biathlon
Bigfoot Skiing
Glacier Skiing within Marked Areas
Langlauf/Cross Country/Nordic Walking
Mono Skiing
Skiing/Snowboarding
Snowblading
Cat Skiing/Snowboarding
 
Dry Slope Skiing/Snowboarding
 
Heli-Skiing or Snowboarding with Professional Guide
 
Ski Race Training
 
Ski Touring (Ski Randonee) with a Professional Guide
 
Skiing/Snowboarding - Off Piste with Professional Guide
 
Freestyle Skiing/Snowboarding within a resort organised park
 
 
Ski Mountaineering
 
 
Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)
 
 
Ski Touring (Ski Randonee)
 
 
Skiing/Snowboarding - Off Piste
 
 
OTHER WINTER SPORTS
 
 
 
Dog Sledding
Glacier Walking within Marked Areas
Ice Skating
Snow Shoeing
Speed Skating
Tobogganing
Ice Hockey
 
Bobsleighing
 
 
Luging
 
 

Please note: There also a variety of different non winter sports activities you are covered for, please refer to the policy wordings for more information.

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