Pro Winter Sports

Pro Upgrade: Specialist Winter Sports and Ski Travel Insurance

At ERV we have been working frantically to bring, what we believe, is a specialist and unique winter sports travel insurance product. As the name would suggest this policy is aimed at Pro Skiers and Snowboarders.

You are the type of rider who is experienced enough to ride the backcountry without a guide, you live for finding that perfect untouched powder away from the busy slopes and tracked out slopeside snow. Our pro level of insurance also encompasses backcountry touring, heliskiing, cat-skiing and now park and pipe as well.

When you're in the park you know that you are taking more of a risk than the average rider and therefore you need to be covered. This means you can hike that park all day long and keep practising until you nail that 540 switch rodeo all of your mates can pull off.

So if you are a budding Chris Benchetler or Jossi Wells, want to make sure you're looked after, then our Pro policy may be for you.

One final thing, don't forget that helmet and back protector!

1. Choose Your Base Cover

Black or Red? First choose which base cover suits you best:

		ERV Red Rookie Cover		ERV Black Rookie Cover
No	Section	Sum insured	Excess	Sum insured	Excess
1	Emergency medical & repatriation expenses	£5,000,000	£75	£10,000,000	£50
2	Personal accident	£10,000	-	£25,000	-
3	Withdrawal of services	£300 (£20/24 hrs)	-	£500 (£30/24 hrs)	-
4	Provision of screened blood	£25,000	-	£25,000	-
5	Cancellation	£2,000	£75	£5,000	£50
6	Curtailment	£2,000	£75	£5,000	£50
7	Travel delay	£150 (£15/12 hrs)	-	£200 (£20/12 hrs)	-
8	Personal effects / possessions	£1,000	£75	£1,500	£50
9	Luggage delay	£150 (£50/12 hrs)	-	£250 (£50/12 hrs)	-
10	Personal liability	£2,000,000	£100	£2,000,000	£100
11	Hijack / kidnap / mugging	£250	-	£350	-
12	Catastrophe	£500	-	£500	-
13	Scheduled airline failure	-	-	£1,000	-
14	Legal expenses	£25,000	-	£25,000	-
15 A	Winter sports - equipment	£750	£75	£1,000	£50
15 B	Winter sports - equipment hire	£350	£75	£500	£50
15 C	Winter sports - delayed ski equipment	£200	£75	£350	£50
15 D	Winter sports - unused ski package	-	-	£300	£50
15 E	Winter sports - piste closure	£250	£75	£400	£50
15 F	Winter sports - avalanche cover	£250	£75	£400	£50

2. Choose Your Product

Once you have chosen your base (Red or Black), as standard you will be covered for the activities of a Rookie. If you are more experienced and demand cover for off piste ski insurance with a guide, then our Adventurer product upgrade may be your choice. If you are interested in slightly more extreme winter sports such as off piste ski insurance without a guide, then consider our Pro product upgrade.

	Rookie (Standard)	Adventurer	Pro
SKIING/SNOWBOARDING
Biathlon
Bigfoot Skiing
Glacier Skiing within Marked Areas
Langlauf/Cross Country/Nordic Walking
Mono Skiing
Skiing/Snowboarding
Snowblading
Cat Skiing/Snowboarding
Dry Slope Skiing/Snowboarding
Heli-Skiing or Snowboarding with Professional Guide
Ski Race Training
Ski Touring (Ski Randonee) with a Professional Guide
Skiing/Snowboarding - Off Piste with Professional Guide
Freestyle Skiing/Snowboarding within a resort organised park
Ski Mountaineering
Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)
Ski Touring (Ski Randonee)
Skiing/Snowboarding - Off Piste
OTHER WINTER SPORTS
Dog Sledding
Glacier Walking within Marked Areas
Ice Skating
Snow Shoeing
Speed Skating
Tobogganing
Ice Hockey
Bobsleighing
Luging

Please note: There also a variety of different non winter sports activities you are covered for, please refer to the policy wordings for more information.