Rookie Winter Sports

Rookie Cover: Specialist Winter Sports and Ski Travel Insurance

If you want to enjoy your holiday in the comfort that you and your family are covered should anything unfortunate occur then our Rookie policy may be ideal for you. This level is aimed at those skiers who want to spend their time cruising the groomers and perfecting those carved turns.

Whether you prefer leisurely skiing the green runs and taking in the scenery or attacking those more difficult slopes and really making those ski edges work, you'll be covered for any mishaps. Don't forget though that most skiing accident can be prevented by wearing a helmet and back protector!

This policy has been specifically designed for the British Ski market and all main snow sports are included. Should you, however, wish to be a bit more adventurous and want to start exploring more of the mountain, maybe the temptation of that untouched powder snow is too much for you, then take a look at our Adventurer product upgrade that will enable you to safely take your skiing to the next level...

Rookie cover is standard with the base cover, you can upgrade the levels of activities with Adventurer or Pro.


To help you, below are the steps we encourage you to review first before purchasing.

1. Choose Your Base Cover

Black or Red? First choose which base cover suits you best:

 
 
ERV Red Rookie Cover
ERV Black Rookie Cover
No
Section
Sum insured
Excess
Sum insured
Excess
1
Emergency medical & repatriation expenses
£5,000,000
£75
£10,000,000
£50
2
Personal accident
£10,000
-
£25,000
-
3
Withdrawal of services
£300 (£20/24 hrs)
-
£500 (£30/24 hrs)
-
4
Provision of screened blood
£25,000
-
£25,000
-
5
Cancellation
£2,000
£75
£5,000
£50
6
Curtailment
£2,000
£75
£5,000
£50
7
Travel delay
£150 (£15/12 hrs)
-
£200 (£20/12 hrs)
-
8
Personal effects / possessions
£1,000
£75
£1,500
£50
9
Luggage delay
£150 (£50/12 hrs)
-
£250 (£50/12 hrs)
-
10
Personal liability
£2,000,000
£100
£2,000,000
£100
11
Hijack / kidnap / mugging
£250
-
£350
-
12
Catastrophe
£500
-
£500
-
13
Scheduled airline failure
-
-
£1,000
-
14
Legal expenses
£25,000
-
£25,000
-
15 A
Winter sports - equipment
£750
£75
£1,000
£50
15 B
Winter sports - equipment hire
£350
£75
£500
£50
15 C
Winter sports - delayed ski equipment
£200
£75
£350
£50
15 D
Winter sports - unused ski package
-
-
£300
£50
15 E
Winter sports - piste closure
£250
£75
£400
£50
15 F
Winter sports - avalanche cover
£250
£75
£400
£50
2. Choose Your Product

Once you have chosen your base (Red or Black), as standard you will be covered for the activities of a Rookie. If you are more experienced and demand cover for off piste ski insurance with a guide, then our Adventurer product upgrade may be your choice. If you are interested in slightly more extreme winter sports such as off piste ski insurance without a guide, then consider our Pro product upgrade.

 
Rookie
(Standard)
Adventurer
Pro
SKIING/SNOWBOARDING
 
 
 
Biathlon
Bigfoot Skiing
Glacier Skiing within Marked Areas
Langlauf/Cross Country/Nordic Walking
Mono Skiing
Skiing/Snowboarding
Snowblading
Cat Skiing/Snowboarding
 
Dry Slope Skiing/Snowboarding
 
Heli-Skiing or Snowboarding with Professional Guide
 
Ski Race Training
 
Ski Touring (Ski Randonee) with a Professional Guide
 
Skiing/Snowboarding - Off Piste with Professional Guide
 
Freestyle Skiing/Snowboarding within a resort organised park
 
 
Ski Mountaineering
 
 
Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)
 
 
Ski Touring (Ski Randonee)
 
 
Skiing/Snowboarding - Off Piste
 
 
OTHER WINTER SPORTS
 
 
 
Dog Sledding
Glacier Walking within Marked Areas
Ice Skating
Snow Shoeing
Speed Skating
Tobogganing
Ice Hockey
 
Bobsleighing
 
 
Luging
 
 

 

Please note: There also a variety of different non winter sports activities you are covered for, please refer to the policy wordings for more information.

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