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30/07/2014

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Winter Sports Insurance

At ERV we understand the needs of the British Skier and Snowboarder. We know that when you book your holiday there's a variety of things that you want to do dependent on your level and ambition. That's why we've developed 3 tailored products to suit the needs of the snow sports enthusiast: Rookie, Adventurer and Pro

Whether you like gently skiing those greens, enjoying a nice long lunch and the scenery or you spending your time ripping the powder and shredding the park, then we have something for you. We want you to enjoy your holiday and sincerely hope not to hear from you on your trip, so therefore we are big advocates for safety and always encourage wearing a helmet, back protector and any avalanche kit should that be your thing.

Take your time to read through our winter sports insurance product and decide which is right for you. We're confident that whatever your path down, or up the mountain is, we'll have the right product for you.

To help you, below are the steps we encourage you to review first before purchasing.

Black or Red? First choose which base cover suits you best:

 
 
ERV Red Rookie Cover
ERV Black Rookie Cover
No
Section
Sum insured
Excess
Sum insured
Excess
1
Emergency medical & repatriation expenses
£5,000,000
£75
£10,000,000
£50
2
Personal accident
£10,000
-
£25,000
-
3
Withdrawal of services
£300 (£20/24 hrs)
-
£500 (£30/24 hrs)
-
4
Provision of screened blood
£25,000
-
£25,000
-
5
Cancellation
£2,000
£75
£5,000
£50
6
Curtailment
£2,000
£75
£5,000
£50
7
Travel delay
£150 (£15/12 hrs)
-
£200 (£20/12 hrs)
-
8
Personal effects / possessions
£1,000
£75
£1,500
£50
9
Luggage delay
£150 (£50/12 hrs)
-
£250 (£50/12 hrs)
-
10
Personal liability
£2,000,000
£100
£2,000,000
£100
11
Hijack / kidnap / mugging
£250
-
£350
-
12
Catastrophe
£500
-
£500
-
13
Scheduled airline failure
-
-
£1,000
-
14
Legal expenses
£25,000
-
£25,000
-
15 A
Winter sports - equipment
£750
£75
£1,000
£50
15 B
Winter sports - equipment hire
£350
£75
£500
£50
15 C
Winter sports - delayed ski equipment
£200
£75
£350
£50
15 D
Winter sports - unused ski package
-
-
£300
£50
15 E
Winter sports - piste closure
£250
£75
£400
£50
15 F
Winter sports - avalanche cover
£250
£75
£400
£50

Once you have chosen your base (Red or Black), as standard you will be covered for the activities of a Rookie. If you are more experienced and demand cover for off piste ski insurance with a guide, then our Adventurer product upgrade may be your choice. If you are interested in slightly more extreme winter sports such as off piste ski insurance without a guide, then consider our Pro product upgrade.

 
Rookie
(Standard)
Adventurer
Pro
SKIING/SNOWBOARDING
 
 
 
Biathlon
Bigfoot Skiing
Glacier Skiing within Marked Areas
Langlauf/Cross Country/Nordic Walking
Mono Skiing
Skiing/Snowboarding
Snowblading
Cat Skiing/Snowboarding
 
Dry Slope Skiing/Snowboarding
 
Heli-Skiing or Snowboarding with Professional Guide
 
Ski Race Training
 
Ski Touring (Ski Randonee) with a Professional Guide
 
Skiing/Snowboarding - Off Piste with Professional Guide
 
Freestyle Skiing/Snowboarding within a resort organised park
 
 
Ski Mountaineering
 
 
Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)
 
 
Ski Touring (Ski Randonee)
 
 
Skiing/Snowboarding - Off Piste
 
 
OTHER WINTER SPORTS
 
 
 
Dog Sledding
Glacier Walking within Marked Areas
Ice Skating
Snow Shoeing
Speed Skating
Tobogganing
Ice Hockey
 
Bobsleighing
 
 
Luging
 
 


Please note: There also a variety of different non winter sports activities you are covered for, please refer to the policy wordings for more information.

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