Travel Insurance with asthma. 5.4m people in the UK are receiving some form of treatment for asthma, with 1.1m children (1 in 11) and 4.3m adults (1 in 12) currently receiving treatment. Asthma is thought to have plateaued since the 90’s, but the United Kingdom still has some of the highest rates in Europe. Meaning that it is still important for individuals and families to find good quality and affordable travel insurance for asthma.
ERV Medi-Care was created to be able to give those with existing medical conditions, such as asthma, the ability to travel and successfully obtain travel insurance even with asthma. Allowing you to continue travelling. We want to help you ‘Get Out There’ and we don’t believe that your medical conditions should be a barrier to that!
Any travel insurer will need to fully understand your Asthma before providing you with a travel insurance policy. This is why ERV’s Medi-Care offers a thorough online screening process or the option to call our team and have someone help you through a telephone medical screening process.
Every individual is different and will have their own special requirements relating to their Asthma, but the list below will give you some indication as to the type of questions you might be asked when completing the medical screening.
Management of asthma on a regular basis is probably something you’re well aware of, but every now and then we find out about great tips from other people who travel with asthma and wanted to share those tips with you just in case you weren’t already aware!
Here are some useful travel tips that might help you on your next trip away.
Do you ever think about altitude when planning a holiday? Probably not!Depending on your own condition and the management of your asthma, you might find that the high altitudes and cold temperatures make it difficult, but with careful planning you should be able to cope. On the other hand, the reduction in pollution and the lack of other triggers, like dust mites, means that a high altitude holiday can be a winner.
When it comes to the flight, it could be worth seeing you GP about a ‘fitness to fly assessment’ or a ‘hypoxic challenge test’. This might lead them to suggest that you’ll need oxygen on the plane, and this is something that you’ll need to speak with your airline about in plenty of time!
Depending on your individual needs, you may want to find out about what is available in the local area to where you’re staying. Like – Where is the nearest doctor or hospital or pharmacy?You should also ask the hotel about whether they use feather pillows or if they have no-smoking rooms available (as smoking laws do vary in different countries) or if you’re staying in alternative accommodation, are they pets or other animals that could cause you irritation?
And what about pollution? Highly polluted major cities or those near industrial areas should probably also be avoided when planning you holidays.
Your medication schedule could change if you are travelling across time zones and you should ask your GP for advice on how best to deal with this if you are travelling long haul. You can also inquire about the need for extra medicine or a change of dose and have a health check to be sure you’re in the best possible shape before travelling. And if you think you might need a vaccination, you can ask them about this at the same time.Make sure that you have everything you’ll need with you (peak flow meter, nebuliser or reliever inhaler) and if possible find out where you might be able to source replacements whilst you’re away.
This information could also be of use to you if you suffer from the following pre-existing medical conditions:
Cardiac Asthma, Mild Asthma
Often with children it is hard to correctly diagnose asthma and so the following terms may be used:
Viral Induced Wheeze, Respiratory Syncytal Viral (RSV) Bronchiolitis
Asthma is a common long-term condition that can cause coughing, wheezing, chest tightness and breathlessness.
The severity of these symptoms varies from person to person. Asthma can be controlled well in most people most of the time, although some people may have more persistent problems.
Occasionally, asthma symptoms can get gradually or suddenly worse. This is known as an “asthma attack”, although doctors sometimes use the term “exacerbation”.
Information from NHS Choices
This content provides general information for travellers who may have a pre-existing medical condition. All pre-existing medical conditions will need to be declared when applying for travel insurance and are taken into account on an individual basis when quoting for your policy. You can find more information on our pre-existing medical travel insurance pages or by calling our team on 01403 788510.
Pre-Existing Medical Condition: Any past, current or reoccurring medical condition which has been diagnosed, investigated or treated at any time prior to travel, even if this condition is considered to be stable and under control.
Very helpful, good communication kept me up to date on progress. Really good customer service which is just what you need when under pressure of illness. "
ERV Customer - April 2018