Europe is a popular destination for a holiday, whether your choice is the glorious Greek Islands, a slow jaunt through France or a break on the Spanish coast. With such an abundance of great cities, historic sites and stunning beaches, it helps that in the UK we’re in such easy reach.
At ERGO we can offer you a selection of travel insurance for Europe policies, with many designed for specialty breaks. We know that skiing is one of the key reasons that plenty of people holiday in Europe and there are levels of cover for a variety of abilities. That’s everyone from those who hang out learning on the junior slopes to the most experienced who want to go off-piste without a guide. You could even drop out of a helicopter if you feel so inclined and be safe in the knowledge that travel insurance for Europe from ERGO will have you covered.
The European Health Insurance Card (EHIC) is one of the European Union’s (EU) best innovations, but should not be relied on for your holiday on the continent. Securing travel insurance for Europe that provides extra medical cover is essential and there are a couple of reasons why this is the case.
An EHIC only actually covers you in countries that are in the European Economic Area (EEA) thus meaning that trips to places like Turkey, Russia and certain countries that made up the former Yugoslavia (Serbia, Croatia and Kosovo) are not included. This could also change further once the Brexit process is complete so remember to check. The EHIC is also only there for basic medical cover and doesn’t cover acute emergencies such as when an air ambulance is needed, for example. It’s why travel insurance for Europe is critical.
All policies come complete with our Emergency Medical Expenses cover, backed up by free access to an Emergency Medical Assistance provider, 24 hours a day, seven days a week. Furthermore, our Euro-Center teams – English speaking medical experts in various locations across Europe who are there to help you in your time of need – offer added peace of mind.
It isn’t just medical emergencies that travel insurance for Europe from ERGO covers either. If for any reason you are delayed and miss a connection, insurance is there to cover you. Cancellation cover is also there as a safety net in cases that, due to unforeseen circumstances, you cannot go on holiday. Remember to check your policy wording to see what is covered by this but you are usually protected against almost all reasonable outcomes.