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Back problems and travel insurance

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Back problems can be a real pain and will affect most people at some point in their life. They can be caused by sitting or standing badly, lifting something heavy, or even bending awkwardly. While for many people back pain can go away with a few simple home remedies or pain killers, for others with long term back problems many everyday activities can become challenging, especially travelling or being away from the comforts of home.


Travel Insurance for Back Problems

While many people recover quickly from back pain, if you are one of those people who suffer from a condition, like a slipped disc or sciatica, then you can begin to feel as though your back problems are stopping you from getting out there and travelling.

Two Common Back Problems:
  • Slipped disc – A slipped disc happens when one of the discs that sits between the bones of the spine and presses on the nerves causing numbness, tingling sensations or weakness in some areas.
  • Sciatica – Sciatica is the term for any sort of pain that is caused by irritating or compressing the sciatic nerve, the longest nerve in your body, which can also cause numbness and sometimes severe pain.


Finding Travel Insurance for Back Problems

Finding travel insurance that will cover your back problems can be a challenge, as you will need to declare any pre-existing back pain that could cause you to need medical treatment while you’re away. Choosing a travel insurer that offers policies for people with pre-existing medical conditions and offers online or over the phone medical screening can make this process quicker, simpler, and hassle free. Our medical screening consists of a few simple questions about yourself and your condition and can be done in your own time.


Travelling with Back Pain

For many back pain sufferers, the thought of being stuck on a plane for a few hours can cause so much anxiety that travelling abroad is avoided altogether. You should speak to your doctor, physiotherapist or relevant healthcare professional before you travel to get some specific tips on the best ways to manage and avoid your own back problems on long journeys.

See our page for travelling with back problems, which includes advice on some of the things you should take into account when planning your trip.

We also have some more general tips that should help you avoid those aches and pains when you get off the plane:

  • Get up and move! – Moving around every 30 minutes is a good way to boost circulation and to help avoid sitting in one position for too long, which is a major cause of stiffness and pain
  • Hot and Cold – Alternating between ice and heat packs (or even a hot water bottle and a Ziploc bag filled with ice) is a great way to help stretch your back and numb any pain
  • Gentle exercises – When you’re on the flight or when you arrive at your holiday accommodation, try doing some simple exercises to help loosen travel tension. Take a look at the NHS Back Pain web page for some exercise tips targeting different areas and back problems, or see the British Chiropratic Associations special exercise leaflet for your takeaway, holiday, back exercise plan.

British Chiropractic Associations:


Travel Insurance for Back Problems

ERGO Medi-Care was created to give those with pre-existing medical conditions, including back problems, high quality travel insurance. With a simple online or over the phone medical screening process, you can choose from single or annual policies, covering Europe or Worldwide, and offering a range of cover levels: Lite, Essential and Premier.

If you are struggling to find travel insurance, then please feel free to take a look at our insurance products on offer to you, or call us on 01403 788510 and we’ll be happy to discuss your requirements.






Helen Elizabeth

Helen Elizabeth

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