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Ski & Snowboard Insurance

See what we can offer you!

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At ERGO, we live by our motto, “You Travel We Care”, and as we are specialist winter sports travel insurer we aim to give you the cover that is right for your ski, snowboard and other activities for your skiing break, professional training session or family holiday.


Ski & Snowboard Cover for Your Break

  • We cover most activities and levels of experience – from beginner to pro
  • We can cover your usual holiday insurance, such as cancellation, baggage, pre-existing medical
  • We have a 24/7 emergency number if you require medical assistance


These days, quite a lot of business travelers and holiday makers enjoy a ski and snowboard down the slopes at their chosen location. Most travel to Europe with France, Bulgaria and Austria topping the most favourite places to participate in winter sports activities. If you travel frequently, you may wish to look at our annual or multi-trip policy, but make sure you are covered for your ski and snowboarding fun! Simply fill in the online quote selecting the correct activities, locations and cover that suits your trip.

Activities Covered in Ski & Snowboard Insurance

The most important point is making sure you have the correct cover for the activities you are participating in, and also the level of experience of all the people you are getting ski and snowboard insurance for.

Please see the list below for which type of insurance covers you for the various ski, snowboard, freestyle, off-piste and other activities:

In addition, just to give you an idea of what choice of cover you have before you start your quote to see how much your cover will be, here is a sample of some of the insurance options ERGO can cover you for:


Activities List:

Adventurer Pro
Bigfoot Skiing
Glacier Skiing within Marked Areas
Langlauf/Cross Country/Nordic Walking
Mono Skiing
Cat Skiing/Snowboarding
Dry Slope Skiing/Snowboarding
Heli-Skiing or Snowboarding with Professional Guide
Ski Race Training
Ski Touring (Ski Randonee) with a Professional Guide
Skiing/Snowboarding – Off Piste with Professional Guide
Freestyle Skiing/Snowboarding within a resort organised park
Ski Mountaineering
Ski Racing (slalom, giant slalom, super G only limited to 7 days racing in policy period)
Ski Touring (Ski Randonee)
Skiing/Snowboarding – Off Piste
Dog Sledding
Glacier Walking within Marked Areas
Ice Skating
Snow Shoeing
Speed Skating
Ice Hockey




Our Ski Insurance product covers a wide range of activities and offers the following level of cover:

  • Medical: £5 Million – £10 Million
  • Baggage: £1,000 – £1,500
  • Cancellation & Curtailment: £2,000 – £10,000
  • Gadget Cover: £500 – 1 or 2 Items


  • Ski Insurance for Individuals, Families and Groups
  • Cover for Ski Holidays or the whole Ski Season
  • Insurance from Beginner (Rookie) to Pro Skier – ERGO Insure Graham Bell
  • Annual, Multi-trip & Single Trip Covered
  • All Locations Covered
  • Ski Insurance for Instructors and Seasonnaire Staff
  • Or just a Rookie Skiing or Snowboarding Holiday our top selling product!
  • Upgrade to Adventurer Available – fill in quote for cover details
  • Upgrade to Pro Available – fill in the quote for cover details


For the full list of policy details, you should read all our policy terms. You can find your ski, snowboard insurance and other winter sports policy terms by clicking here.

Rest assured with the confidence in a professional winter sports insurer that you can get cover for any wipe-outs, or travel hiccups that could be prevented from spoiling your trip, by getting the right ski, snowboard and other winter sports activities for your requirements.


Tom Stride

Tom Stride

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I was very impressed by the level of service.

They beat the competition by a country mile! Super happy and will most certainly be buying insurance with them again.

ERGO Customer - December 2019