For many families, couples and groups of friends, a ski or snowboard holiday is a great way to escape to the peace and fresh air of the mountains, enjoying the exhilarating freedom of the sport and the time together doing something you all love. 

 

Rookie Ski Insurance 

Whether you prefer leisurely skiing the green runs and taking in the scenery or attacking those more difficult slopes and really making those ski edges work, you’ll be covered for on-piste mishaps. Don’t forget, depending on where you travel, some resorts mandate that you wear a helmet and any other safety equipment. 

 

This policy has been specifically designed for the British Ski market and all main snow sports are included. Should you, however, wish to be a bit more adventurous and want to start exploring more of the mountain, maybe the temptation of that untouched powder snow is too much for you, then take a look at our Adventurer product upgrade that will enable you to safely take your skiing to the next level… 

 

Please note: There also a variety of different non winter sports activities you are covered for, please refer to the policy wordings for more information. 

 

Choose your base cover

Base Cover: Optimum
What is insured? Sums are up to (maximum)
Winter Sports £1,000
Cancellation £5,000
Cutting Short Your Trip £5,000
Emergency Medical Expenses incl 24/7 Assistance – £15 million
Personal Accident £30,000
Missed Departure £1,000
Travel Delay £350
Personal Possessions £2,500
Baggage Delay £300
Personal Money £500
Loss of Passport £250
Personal Liability £2 million
Legal Costs and Expenses £25,000
Hijack £1,500
COVID-19 cover – up to limits shown under the Cancellation, Cutting Short Your Trip and Emergency Medical Expenses sections above
Base Cover: Protect
What is insured? Sums are up to (maximum)
Winter Sports £750
Cancellation £3,000
Cutting Short Your Trip £3,000
Emergency Medical Expenses incl 24/7 Assistance –

up to

£10 million
Personal Accident £20,000
Missed Departure £1,000
Travel Delay £280
Personal Possessions £1,500
Baggage Delay £200
Personal Money £400
Loss of Passport £200
Personal Liability £2 million
Legal Costs and Expenses £25,000
Hijack £1,000
COVID-19 cover – up to limits shown under the Cancellation, Cutting Short Your Trip and Emergency Medical Expenses sections above
Base Cover: Element
What is insured? Sums are up to (maximum)
Winter Sports £500
Cancellation £1,500
Cutting Short Your Trip £1,500
Emergency Medical Expenses incl 24/7 Assistance – up to £7.5 million
Personal Accident £10,000
Missed Departure £1,000
Travel Delay £200
Personal Possessions £750
Baggage Delay £100
Personal Money £300
Loss of Passport £150
Personal Liability £2 million
Legal Costs and Expenses £25,000
Hijack £500
COVID-19 cover – up to limits shown under the Cancellation, Cutting Short Your Trip and Emergency Medical Expenses sections above

 

Choose your product type

Choose your product

Once you have chosen your base (Element, Protect or Optimum), as standard you will be covered for the activities of a Rookie. If you are more experienced and demand cover for off piste ski insurance with a guide, then our Adventurer product upgrade may be your choice. If you are interested in slightly more extreme winter sports such as off piste ski insurance without a guide, then consider our Pro product upgrade.

Rookie Adventurer Pro
Acroski (ski-ballet)
Aerials / kickers skiing within a Terrain Park
Any form of power assisted skiing or the use of mechanized snow mobiles (except as provided by the recognised piste authorities for transport to and from areas designated for recreational skiing)
Boarder-cross outside of Europe
Boarder-cross within Europe
Biathlon
Bigfoot skiing
Bobsleigh
Cat skiing
Curling
Dog sledding as a passenger with a professional driver
Downhill or super giant-slalom (“Super G”) racing or race-training
Dry-slope skiing
Glacier skiing within marked areas
Glacier walking within marked areas
Half-pipe skiing within a Terrain Park
Heli-skiing with a professional guide
Ice climbing
Ice skating
Kite-skiing
Langlauf / cross country / Nordic walking
Luge
Mogul racing or race-training (limited to 7 days racing in the

Policy Period *)

Moguls
Mono-skiing
Para-ponting